Category: Car Ownership infographic

Understanding Coverage: Part 1 – Liability

Do auto insurance terms leave you feeling as lost as when you’re on a dark, signless country road? In this five-part infographic series, we’ll shed light on the basics.


auto insurance coverage infographic auto insurance coverage infographic auto insurance coverage infographic

Accidents happen, but where does your coverage for an accident begin and where does it end? The answer depends on the type of auto insurance you have.

A common question may cross your mind: Is auto insurance required in every state? In 47 of 50 states (Arizona, New Hampshire and Virginia being the exceptions), you must meet certain auto insurance requirements in order to legally drive.2 While the amount of coverage – otherwise known as minimum insurance limits – may vary, liability coverage is required among all of them.

What does liability insurance cover? If you are at fault for an accident that results in injury or damage to another person or person’s property, liability coverage helps financially protect you by paying for the other person’s property damage or bodily injury claim.

Keep in mind, though, meeting minimum legal requirements doesn’t necessarily mean you’ll be adequately covered in the event of a collision. When discussing your options with your auto insurance provider, they’ll help you assess how much and what type of coverage you should carry.


If you get into an accident, whether it’s your fault or not, you’ll want to understand if you’re covered and to what extent. To learn more, call Amica at 833-513-3881833-513-3882 to speak to a representative to know you’re protected.

  • Coverage may vary by state and policy.
  • Understanding Minimum Car Insurance Requirements, The Balance, 2018.

Want to learn more about Amica auto insurance? Call today for a free personalized consultation.

833-513-3881 833-513-3882

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