How Long Does a Water Heater Last, and When Should You Replace Yours?
Few people enjoy cold showers—or high energy bills. That’s why, it’s important to know when to replace your water heater. If you’re asking yourself, “How long does a water heater last?” and thinking, “It’s been a while since mine has been replaced,” read on. You may be due for an...
How to Prevent Basement Flooding and Water Damage
For most homeowners, basement flooding and water damage can be incredibly daunting. When water seeps into a home after a storm, a flood or a pipe leak, the average cost of repairs is $3,123.1 But, if you’re proactive and conduct regular maintenance, you can help prevent flooding and water damage...
Do I Need Flood Insurance? Top Reasons to Seriously Consider It.
Flood insurance is for people with waterfront property, right? Not exactly. About 20% of flood claims are from homeowners in low to moderate flood risk areas. Flood damage can happen to anyone, almost anywhere in the country.1 Yet many homeowners wonder, “do I really need flood insurance?” Here’s a brief...
Hail Damage to Roofs, Cars and What Insurance Covers
Nearly every state in the U.S. has hailstorms. In fact, according to the National Oceanic Atmospheric administration (NOAA) Severe Storms database, there were 4,611 major hailstorms in 2020.1 And if you live in Texas, Colorado, Nebraska or Wyoming, you probably see hail frequently. But do you know how to handle...
When the Unexpected Happens, Does Your Home Insurance Have You Covered?
Your house is your sanctuary, and home insurance can help keep it that way – as long as you have the right coverage. Test your knowledge of which scenarios are covered by your standard home policy.
6 Telltale Signs of a Water Leak
Home water damage can become more serious the longer it goes undetected. Knowing the signs of plumbing problems can help you stay ahead. Water damage can wreak havoc on your home, especially if it goes undetected. In fact, the worst scenario is often a product of the homeowner being away....
Does Your Auto Insurance Cover Water Damage?
It may or may not – but don’t wait until the next downpour to find out. Water can do serious damage to your vehicle, whether it’s in the form of rain, snow, hail, ice, a slow leak or a flash flood. Salt water can be especially harmful, corroding the vehicle’s...