Own a Home and Want to Save on Insurance? Try These Maintenance Tips First.
If you own a home, chances are, you’re going to eventually make some upgrades. From installing new kitchen countertops or adding a patio, home improvements can be exciting. But did you know some improvements can also help you save on home insurance? It’s true: Some home maintenance endeavors can actually...
How Long Does a Water Heater Last, and When Should You Replace Yours?
Few people enjoy cold showers—or high energy bills. That’s why, it’s important to know when to replace your water heater. If you’re asking yourself, “How long does a water heater last?” and thinking, “It’s been a while since mine has been replaced,” read on. You may be due for an...
Do I Need Flood Insurance? Top Reasons to Seriously Consider It.
Flood insurance is for people with waterfront property, right? Not exactly. About 20% of flood claims are from homeowners in low to moderate flood risk areas. Flood damage can happen to anyone, almost anywhere in the country.1 Yet many homeowners wonder, “do I really need flood insurance?” Here’s a brief...
What to Expect When Filing a Personal Property Claim
Learn the steps for filing a claim on your renters policy. Personal property loss, whether from damage or theft, can be stressful, but if you know what to expect from the claims process, you’re better equipped to handle the situation. These five steps can help you navigate through the claim...
Who’s Got You Covered: Landlord or Personal Insurance Policy?
Learn whether you, your landlord or your neighbor needs to file a claim in the case of a loss. It’s a common misconception that a landlord’s insurance policy protects a tenant’s living space and belongings in the event of a loss. This is why having renters insurance is vital. Many...
Who’s Got You Covered: Condo Association or Personal Policy?
Learn whether you, your association or your neighbor may need to file a claim when there is a structural loss. When you live in a condo, your association’s insurance policy and your own condo policy will cover different types of damage to the dwelling, depending mainly on where the loss...
Animal Antics and Quirky Home Insurance Claims
When it comes to unusual home insurance claims, animals can be the culprits. Learn more about navigating the claims process for these unique occurrences. When the unexpected happens to your house, you turn to your home insurance company to help with the costs of repairing the damage. But what if...
Your Helpful Life Insurance Guide: Life Insurance Claims
You may have some questions about what your loved ones would need to do in the event of making a life insurance claim.